Article 45

Information according to article 45 ISA

Article 45 of the Swiss Insurance Supervision Act (ISA) regulates the oversight of insurance companies and intermediaries. This legislation outlines the obligations for insurance intermediaries regarding information disclosure. The Swiss Financial Market Supervisory Authority (FINMA) is responsible for ensuring compliance with the ISA.

Version 15.8.2024

Identity & Address

Miavita GmbH
Frohburgstrasse 17
4600 Olten
Switzerland

Phone: +41 62 544 78 90
Email:  info@mia-vita.ch
Website:  www.Miavita.ch

UID-Number:  CHE-241.661.424
FINMA ID:  F01317767
Legal form:  GmbH

Intermediary status & commissioning insurance companies

Our company, Miavita GmbH acts as independent insurance intermediary and is registered with FINMA as an independent broker.

Health insurance

Assura, Concordia, CSS , Groupe Mutuel, Helsana, Innova, KPT, ÖKK, Sanitas, Swica, Sympany

Other insurance category

Allianz, ASGA Pensionskasse, AutoMate Insurance, AXA ARAG, Basler Versicherungen, Coop Rechtsschutz, Die Mobiliar, Emmental Versicherung, ERV (Europäische Reiseversicherung), Generali, Helvetia, Liechtenstein Life, Pax, Smile.direct, Swiss Life, Swiss-Caution, TSM Versicherungen, Vaudoise, YOUPLUS Assurance SCHWEIZ AG, Zugerberg Finanz AG, Zürich Versicherungs-Gesellschaft AG

Compensation

As part of the counselling process, Miavita advisors inform customers about the compensation in the form of commissions the company receives in direct connection with successful closings of insurance contracts and applicable promotional conditions Miavita offers during the time of consultation.

You can contact our data protection officer at any time to exercise the following rights:

Liability in case of negligence, errors or incorrect information in connection with insurance intermediary activities

Our company, Miavita GmbH is responsible in case of negligence, errors or incorrect information in connection with insurance intermediary activities.

Processing of personal data

At Miavita, we prioritize your privacy and security. We do not sell or trade your personal data to outside parties. Your information is protected and used solely for the purpose of providing and improving our services. Find out what data is processed when you visit our website by viewing our privacy policy.

Disclosure of potential conflicts of interest

Conflicts of interest may arise when insurance intermediaries receive monetary or non-monetary incentives for promoting specific insurance products to customers. These incentives can include volume-based compensation, performance-based commissions, sales promotions, cashback promotions, or bonuses. To safeguard policyholders' interests and prevent them from being compromised by such incentive or remuneration practices, guidelines, directives, and controls are established. These measures ensure that intermediaries act in good faith and maintain the integrity of their recommendations.